LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,397
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,342
−HK$961/mo
Today · 4.125%
HK$32,303
baseline
▲ 0.50% · 4.625%
HK$34,268
+HK$1,965/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$64,606/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$499,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,816
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,723
−HK$920/mo
Today · 4.125%
HK$35,643
baseline
▲ 0.50% · 4.625%
HK$37,522
+HK$1,879/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$71,286/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$499,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,476
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,611
−HK$1,152/mo
Today · 4.125%
HK$38,763
baseline
▲ 0.50% · 4.625%
HK$41,122
+HK$2,359/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$77,526/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,579
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,667
−HK$1,105/mo
Today · 4.125%
HK$42,772
baseline
▲ 0.50% · 4.625%
HK$45,026
+HK$2,254/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$85,544/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,555
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,879
−HK$1,345/mo
Today · 4.125%
HK$45,224
baseline
▲ 0.50% · 4.625%
HK$47,976
+HK$2,752/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$90,448/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,342
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,612
−HK$1,288/mo
Today · 4.125%
HK$49,900
baseline
▲ 0.50% · 4.625%
HK$52,530
+HK$2,630/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$99,800/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,714
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$56,416
−HK$1,729/mo
Today · 4.125%
HK$58,145
baseline
▲ 0.50% · 4.625%
HK$61,683
+HK$3,538/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$116,290/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,869
−HK$3,288/mo
▼ 0.25% · 3.875%
HK$62,501
−HK$1,656/mo
Today · 4.125%
HK$64,157
baseline
▲ 0.50% · 4.625%
HK$67,539
+HK$3,382/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$128,314/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,889 · Scale 2, in force from 26 Feb 2026)