LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,397
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,343
−HK$961/mo
Today · 4.125%
HK$32,304
baseline
▲ 0.50% · 4.625%
HK$34,269
+HK$1,965/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$64,608/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$499,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,817
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,724
−HK$920/mo
Today · 4.125%
HK$35,644
baseline
▲ 0.50% · 4.625%
HK$37,523
+HK$1,879/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$71,288/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$499,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,477
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,612
−HK$1,152/mo
Today · 4.125%
HK$38,764
baseline
▲ 0.50% · 4.625%
HK$41,123
+HK$2,359/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$77,528/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,580
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,668
−HK$1,105/mo
Today · 4.125%
HK$42,773
baseline
▲ 0.50% · 4.625%
HK$45,027
+HK$2,254/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$85,546/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,556
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,880
−HK$1,345/mo
Today · 4.125%
HK$45,225
baseline
▲ 0.50% · 4.625%
HK$47,977
+HK$2,752/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$90,450/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,344
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,613
−HK$1,288/mo
Today · 4.125%
HK$49,901
baseline
▲ 0.50% · 4.625%
HK$52,532
+HK$2,631/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$99,802/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,715
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$56,417
−HK$1,729/mo
Today · 4.125%
HK$58,146
baseline
▲ 0.50% · 4.625%
HK$61,685
+HK$3,539/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$116,292/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,870
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$62,503
−HK$1,656/mo
Today · 4.125%
HK$64,159
baseline
▲ 0.50% · 4.625%
HK$67,541
+HK$3,382/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$128,318/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,901 · Scale 2, in force from 26 Feb 2026)