LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,398
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,344
−HK$960/mo
Today · 4.125%
HK$32,304
baseline
▲ 0.50% · 4.625%
HK$34,270
+HK$1,966/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$64,608/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$499,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,818
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,725
−HK$920/mo
Today · 4.125%
HK$35,645
baseline
▲ 0.50% · 4.625%
HK$37,524
+HK$1,879/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$71,290/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$499,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,478
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,612
−HK$1,153/mo
Today · 4.125%
HK$38,765
baseline
▲ 0.50% · 4.625%
HK$41,124
+HK$2,359/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$77,530/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,581
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,670
−HK$1,104/mo
Today · 4.125%
HK$42,774
baseline
▲ 0.50% · 4.625%
HK$45,028
+HK$2,254/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$85,548/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,557
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,881
−HK$1,345/mo
Today · 4.125%
HK$45,226
baseline
▲ 0.50% · 4.625%
HK$47,978
+HK$2,752/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$90,452/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,345
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,614
−HK$1,289/mo
Today · 4.125%
HK$49,903
baseline
▲ 0.50% · 4.625%
HK$52,533
+HK$2,630/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$99,806/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,717
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$56,419
−HK$1,729/mo
Today · 4.125%
HK$58,148
baseline
▲ 0.50% · 4.625%
HK$61,686
+HK$3,538/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$116,296/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,872
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$62,504
−HK$1,657/mo
Today · 4.125%
HK$64,161
baseline
▲ 0.50% · 4.625%
HK$67,542
+HK$3,381/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$128,322/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,914 · Scale 2, in force from 26 Feb 2026)