LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,400
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,345
−HK$961/mo
Today · 4.125%
HK$32,306
baseline
▲ 0.50% · 4.625%
HK$34,272
+HK$1,966/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$64,612/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$499,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,820
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,727
−HK$920/mo
Today · 4.125%
HK$35,647
baseline
▲ 0.50% · 4.625%
HK$37,526
+HK$1,879/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$71,294/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$499,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,480
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,615
−HK$1,152/mo
Today · 4.125%
HK$38,767
baseline
▲ 0.50% · 4.625%
HK$41,126
+HK$2,359/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$77,534/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,583
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,672
−HK$1,104/mo
Today · 4.125%
HK$42,776
baseline
▲ 0.50% · 4.625%
HK$45,031
+HK$2,255/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$85,552/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,560
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,884
−HK$1,345/mo
Today · 4.125%
HK$45,229
baseline
▲ 0.50% · 4.625%
HK$47,981
+HK$2,752/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$90,458/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,347
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,617
−HK$1,288/mo
Today · 4.125%
HK$49,905
baseline
▲ 0.50% · 4.625%
HK$52,536
+HK$2,631/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$99,810/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,720
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$56,422
−HK$1,729/mo
Today · 4.125%
HK$58,151
baseline
▲ 0.50% · 4.625%
HK$61,690
+HK$3,539/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$116,302/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,875
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$62,508
−HK$1,656/mo
Today · 4.125%
HK$64,164
baseline
▲ 0.50% · 4.625%
HK$67,546
+HK$3,382/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$128,328/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,942 · Scale 2, in force from 26 Feb 2026)