LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,403
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,349
−HK$960/mo
Today · 4.125%
HK$32,309
baseline
▲ 0.50% · 4.625%
HK$34,275
+HK$1,966/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$64,618/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$499,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,823
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,730
−HK$920/mo
Today · 4.125%
HK$35,650
baseline
▲ 0.50% · 4.625%
HK$37,529
+HK$1,879/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$71,300/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$499,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,484
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,618
−HK$1,153/mo
Today · 4.125%
HK$38,771
baseline
▲ 0.50% · 4.625%
HK$41,131
+HK$2,360/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$77,542/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,588
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,676
−HK$1,104/mo
Today · 4.125%
HK$42,780
baseline
▲ 0.50% · 4.625%
HK$45,035
+HK$2,255/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$85,560/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$499,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,564
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,888
−HK$1,345/mo
Today · 4.125%
HK$45,233
baseline
▲ 0.50% · 4.625%
HK$47,986
+HK$2,753/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$90,466/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,352
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,622
−HK$1,288/mo
Today · 4.125%
HK$49,910
baseline
▲ 0.50% · 4.625%
HK$52,541
+HK$2,631/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$99,820/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$499,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,725
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$56,428
−HK$1,729/mo
Today · 4.125%
HK$58,157
baseline
▲ 0.50% · 4.625%
HK$61,696
+HK$3,539/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$116,314/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,881
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$62,514
−HK$1,657/mo
Today · 4.125%
HK$64,171
baseline
▲ 0.50% · 4.625%
HK$67,553
+HK$3,382/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$128,342/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$499,993 · Scale 2, in force from 26 Feb 2026)