LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,405
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,351
−HK$961/mo
Today · 4.125%
HK$32,312
baseline
▲ 0.50% · 4.625%
HK$34,278
+HK$1,966/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$64,624/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,825
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,733
−HK$920/mo
Today · 4.125%
HK$35,653
baseline
▲ 0.50% · 4.625%
HK$37,532
+HK$1,879/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$71,306/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,486
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$37,621
−HK$1,153/mo
Today · 4.125%
HK$38,774
baseline
▲ 0.50% · 4.625%
HK$41,134
+HK$2,360/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$77,548/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$500,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,591
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,679
−HK$1,105/mo
Today · 4.125%
HK$42,784
baseline
▲ 0.50% · 4.625%
HK$45,039
+HK$2,255/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$85,568/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$500,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,567
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,891
−HK$1,346/mo
Today · 4.125%
HK$45,237
baseline
▲ 0.50% · 4.625%
HK$47,989
+HK$2,752/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$90,474/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,356
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,626
−HK$1,288/mo
Today · 4.125%
HK$49,914
baseline
▲ 0.50% · 4.625%
HK$52,545
+HK$2,631/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$99,828/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,729
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$56,432
−HK$1,729/mo
Today · 4.125%
HK$58,161
baseline
▲ 0.50% · 4.625%
HK$61,700
+HK$3,539/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$116,322/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,886
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$62,519
−HK$1,656/mo
Today · 4.125%
HK$64,175
baseline
▲ 0.50% · 4.625%
HK$67,558
+HK$3,383/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$128,350/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,030 · Scale 2, in force from 26 Feb 2026)