LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,407
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,352
−HK$961/mo
Today · 4.125%
HK$32,313
baseline
▲ 0.50% · 4.625%
HK$34,280
+HK$1,967/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$64,626/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,827
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,734
−HK$921/mo
Today · 4.125%
HK$35,655
baseline
▲ 0.50% · 4.625%
HK$37,534
+HK$1,879/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$71,310/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,488
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$37,623
−HK$1,153/mo
Today · 4.125%
HK$38,776
baseline
▲ 0.50% · 4.625%
HK$41,136
+HK$2,360/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$77,552/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$500,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,593
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,681
−HK$1,105/mo
Today · 4.125%
HK$42,786
baseline
▲ 0.50% · 4.625%
HK$45,041
+HK$2,255/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$85,572/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$500,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,569
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,893
−HK$1,346/mo
Today · 4.125%
HK$45,239
baseline
▲ 0.50% · 4.625%
HK$47,991
+HK$2,752/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$90,478/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,358
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$48,628
−HK$1,289/mo
Today · 4.125%
HK$49,917
baseline
▲ 0.50% · 4.625%
HK$52,548
+HK$2,631/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$99,834/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,732
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$56,434
−HK$1,730/mo
Today · 4.125%
HK$58,164
baseline
▲ 0.50% · 4.625%
HK$61,703
+HK$3,539/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$116,328/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,889
−HK$3,289/mo
▼ 0.25% · 3.875%
HK$62,522
−HK$1,656/mo
Today · 4.125%
HK$64,178
baseline
▲ 0.50% · 4.625%
HK$67,561
+HK$3,383/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$128,356/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,054 · Scale 2, in force from 26 Feb 2026)