LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,407
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,353
−HK$961/mo
Today · 4.125%
HK$32,314
baseline
▲ 0.50% · 4.625%
HK$34,280
+HK$1,966/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$64,628/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,828
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,735
−HK$920/mo
Today · 4.125%
HK$35,655
baseline
▲ 0.50% · 4.625%
HK$37,535
+HK$1,880/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$71,310/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,489
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$37,624
−HK$1,153/mo
Today · 4.125%
HK$38,777
baseline
▲ 0.50% · 4.625%
HK$41,136
+HK$2,359/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$77,554/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$500,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,593
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,682
−HK$1,104/mo
Today · 4.125%
HK$42,786
baseline
▲ 0.50% · 4.625%
HK$45,042
+HK$2,256/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$85,572/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$500,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,570
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,894
−HK$1,346/mo
Today · 4.125%
HK$45,240
baseline
▲ 0.50% · 4.625%
HK$47,992
+HK$2,752/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$90,480/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,359
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,629
−HK$1,288/mo
Today · 4.125%
HK$49,917
baseline
▲ 0.50% · 4.625%
HK$52,549
+HK$2,632/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$99,834/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,733
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$56,435
−HK$1,730/mo
Today · 4.125%
HK$58,165
baseline
▲ 0.50% · 4.625%
HK$61,704
+HK$3,539/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$116,330/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,890
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$62,523
−HK$1,657/mo
Today · 4.125%
HK$64,180
baseline
▲ 0.50% · 4.625%
HK$67,563
+HK$3,383/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$128,360/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,062 · Scale 2, in force from 26 Feb 2026)