LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,408
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,354
−HK$961/mo
Today · 4.125%
HK$32,315
baseline
▲ 0.50% · 4.625%
HK$34,281
+HK$1,966/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$64,630/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,828
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,736
−HK$920/mo
Today · 4.125%
HK$35,656
baseline
▲ 0.50% · 4.625%
HK$37,535
+HK$1,879/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$71,312/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,489
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$37,624
−HK$1,154/mo
Today · 4.125%
HK$38,778
baseline
▲ 0.50% · 4.625%
HK$41,137
+HK$2,359/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$77,556/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$500,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,594
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,683
−HK$1,104/mo
Today · 4.125%
HK$42,787
baseline
▲ 0.50% · 4.625%
HK$45,043
+HK$2,256/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$85,574/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$500,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,571
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,895
−HK$1,345/mo
Today · 4.125%
HK$45,240
baseline
▲ 0.50% · 4.625%
HK$47,993
+HK$2,753/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$90,480/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,360
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,630
−HK$1,288/mo
Today · 4.125%
HK$49,918
baseline
▲ 0.50% · 4.625%
HK$52,550
+HK$2,632/mo
Deposit HK$4.00M · loan HK$9.33M · min. income ≈ HK$99,836/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,734
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$56,437
−HK$1,729/mo
Today · 4.125%
HK$58,166
baseline
▲ 0.50% · 4.625%
HK$61,706
+HK$3,540/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$116,332/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,891
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$62,524
−HK$1,657/mo
Today · 4.125%
HK$64,181
baseline
▲ 0.50% · 4.625%
HK$67,564
+HK$3,383/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$128,362/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,072 · Scale 2, in force from 26 Feb 2026)