LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,409
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,355
−HK$961/mo
Today · 4.125%
HK$32,316
baseline
▲ 0.50% · 4.625%
HK$34,283
+HK$1,967/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$64,632/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,830
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,738
−HK$920/mo
Today · 4.125%
HK$35,658
baseline
▲ 0.50% · 4.625%
HK$37,538
+HK$1,880/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$71,316/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,491
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$37,626
−HK$1,154/mo
Today · 4.125%
HK$38,780
baseline
▲ 0.50% · 4.625%
HK$41,139
+HK$2,359/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$77,560/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$500,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,596
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$41,685
−HK$1,105/mo
Today · 4.125%
HK$42,790
baseline
▲ 0.50% · 4.625%
HK$45,045
+HK$2,255/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$85,580/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$500,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,573
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,897
−HK$1,346/mo
Today · 4.125%
HK$45,243
baseline
▲ 0.50% · 4.625%
HK$47,996
+HK$2,753/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$90,486/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,362
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$48,633
−HK$1,288/mo
Today · 4.125%
HK$49,921
baseline
▲ 0.50% · 4.625%
HK$52,553
+HK$2,632/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$99,842/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,737
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$56,440
−HK$1,729/mo
Today · 4.125%
HK$58,169
baseline
▲ 0.50% · 4.625%
HK$61,709
+HK$3,540/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$116,338/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,894
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$62,528
−HK$1,656/mo
Today · 4.125%
HK$64,184
baseline
▲ 0.50% · 4.625%
HK$67,568
+HK$3,384/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$128,368/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,100 · Scale 2, in force from 26 Feb 2026)