LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,411
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,357
−HK$961/mo
Today · 4.125%
HK$32,318
baseline
▲ 0.50% · 4.625%
HK$34,285
+HK$1,967/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$64,636/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,832
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,739
−HK$921/mo
Today · 4.125%
HK$35,660
baseline
▲ 0.50% · 4.625%
HK$37,540
+HK$1,880/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$71,320/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,493
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$37,629
−HK$1,153/mo
Today · 4.125%
HK$38,782
baseline
▲ 0.50% · 4.625%
HK$41,142
+HK$2,360/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$77,564/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$500,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,599
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,687
−HK$1,105/mo
Today · 4.125%
HK$42,792
baseline
▲ 0.50% · 4.625%
HK$45,048
+HK$2,256/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$85,584/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$500,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,576
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,900
−HK$1,345/mo
Today · 4.125%
HK$45,245
baseline
▲ 0.50% · 4.625%
HK$47,999
+HK$2,754/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$90,490/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,365
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$48,635
−HK$1,289/mo
Today · 4.125%
HK$49,924
baseline
▲ 0.50% · 4.625%
HK$52,555
+HK$2,631/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$99,848/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,740
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$56,443
−HK$1,730/mo
Today · 4.125%
HK$58,173
baseline
▲ 0.50% · 4.625%
HK$61,712
+HK$3,539/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$116,346/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,898
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$62,531
−HK$1,657/mo
Today · 4.125%
HK$64,188
baseline
▲ 0.50% · 4.625%
HK$67,571
+HK$3,383/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$128,376/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,128 · Scale 2, in force from 26 Feb 2026)