LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,412
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,358
−HK$961/mo
Today · 4.125%
HK$32,319
baseline
▲ 0.50% · 4.625%
HK$34,286
+HK$1,967/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$64,638/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,833
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,741
−HK$920/mo
Today · 4.125%
HK$35,661
baseline
▲ 0.50% · 4.625%
HK$37,541
+HK$1,880/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$71,322/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,495
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$37,630
−HK$1,153/mo
Today · 4.125%
HK$38,783
baseline
▲ 0.50% · 4.625%
HK$41,143
+HK$2,360/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$77,566/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,600
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,689
−HK$1,104/mo
Today · 4.125%
HK$42,793
baseline
▲ 0.50% · 4.625%
HK$45,049
+HK$2,256/mo
Deposit HK$5.33M · loan HK$8.00M · min. income ≈ HK$85,586/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,577
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,901
−HK$1,346/mo
Today · 4.125%
HK$45,247
baseline
▲ 0.50% · 4.625%
HK$48,000
+HK$2,753/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$90,494/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,366
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,637
−HK$1,289/mo
Today · 4.125%
HK$49,926
baseline
▲ 0.50% · 4.625%
HK$52,557
+HK$2,631/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$99,852/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,742
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$56,445
−HK$1,730/mo
Today · 4.125%
HK$58,175
baseline
▲ 0.50% · 4.625%
HK$61,714
+HK$3,539/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$116,350/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,900
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$62,533
−HK$1,657/mo
Today · 4.125%
HK$64,190
baseline
▲ 0.50% · 4.625%
HK$67,574
+HK$3,384/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$128,380/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,144 · Scale 2, in force from 26 Feb 2026)