LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,414
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,360
−HK$961/mo
Today · 4.125%
HK$32,321
baseline
▲ 0.50% · 4.625%
HK$34,288
+HK$1,967/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$64,642/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,835
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,743
−HK$920/mo
Today · 4.125%
HK$35,663
baseline
▲ 0.50% · 4.625%
HK$37,543
+HK$1,880/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$71,326/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,497
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$37,632
−HK$1,153/mo
Today · 4.125%
HK$38,785
baseline
▲ 0.50% · 4.625%
HK$41,145
+HK$2,360/mo
Deposit HK$5.34M · loan HK$8.00M · min. income ≈ HK$77,570/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,602
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$41,691
−HK$1,105/mo
Today · 4.125%
HK$42,796
baseline
▲ 0.50% · 4.625%
HK$45,052
+HK$2,256/mo
Deposit HK$5.34M · loan HK$8.00M · min. income ≈ HK$85,592/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,580
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,904
−HK$1,346/mo
Today · 4.125%
HK$45,250
baseline
▲ 0.50% · 4.625%
HK$48,003
+HK$2,753/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$90,500/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,369
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,640
−HK$1,289/mo
Today · 4.125%
HK$49,929
baseline
▲ 0.50% · 4.625%
HK$52,560
+HK$2,631/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$99,858/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,745
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$56,448
−HK$1,730/mo
Today · 4.125%
HK$58,178
baseline
▲ 0.50% · 4.625%
HK$61,718
+HK$3,540/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$116,356/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,904
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$62,537
−HK$1,657/mo
Today · 4.125%
HK$64,194
baseline
▲ 0.50% · 4.625%
HK$67,578
+HK$3,384/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$128,388/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,175 · Scale 2, in force from 26 Feb 2026)