LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,415
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,361
−HK$961/mo
Today · 4.125%
HK$32,322
baseline
▲ 0.50% · 4.625%
HK$34,289
+HK$1,967/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$64,644/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,836
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,744
−HK$920/mo
Today · 4.125%
HK$35,664
baseline
▲ 0.50% · 4.625%
HK$37,544
+HK$1,880/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$71,328/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,498
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$37,633
−HK$1,154/mo
Today · 4.125%
HK$38,787
baseline
▲ 0.50% · 4.625%
HK$41,147
+HK$2,360/mo
Deposit HK$5.34M · loan HK$8.00M · min. income ≈ HK$77,574/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,603
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$41,692
−HK$1,105/mo
Today · 4.125%
HK$42,797
baseline
▲ 0.50% · 4.625%
HK$45,053
+HK$2,256/mo
Deposit HK$5.34M · loan HK$8.00M · min. income ≈ HK$85,594/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,581
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,905
−HK$1,346/mo
Today · 4.125%
HK$45,251
baseline
▲ 0.50% · 4.625%
HK$48,004
+HK$2,753/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$90,502/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,371
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$48,641
−HK$1,289/mo
Today · 4.125%
HK$49,930
baseline
▲ 0.50% · 4.625%
HK$52,562
+HK$2,632/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$99,860/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,747
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$56,450
−HK$1,730/mo
Today · 4.125%
HK$58,180
baseline
▲ 0.50% · 4.625%
HK$61,720
+HK$3,540/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$116,360/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,905
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$62,539
−HK$1,657/mo
Today · 4.125%
HK$64,196
baseline
▲ 0.50% · 4.625%
HK$67,579
+HK$3,383/mo
Deposit HK$1.33M · loan HK$12.00M · min. income ≈ HK$128,392/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,188 · Scale 2, in force from 26 Feb 2026)