LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,417
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,363
−HK$961/mo
Today · 4.125%
HK$32,324
baseline
▲ 0.50% · 4.625%
HK$34,291
+HK$1,967/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$64,648/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,838
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,746
−HK$920/mo
Today · 4.125%
HK$35,666
baseline
▲ 0.50% · 4.625%
HK$37,546
+HK$1,880/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$71,332/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,500
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$37,635
−HK$1,154/mo
Today · 4.125%
HK$38,789
baseline
▲ 0.50% · 4.625%
HK$41,149
+HK$2,360/mo
Deposit HK$5.34M · loan HK$8.00M · min. income ≈ HK$77,578/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,606
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,695
−HK$1,104/mo
Today · 4.125%
HK$42,799
baseline
▲ 0.50% · 4.625%
HK$45,055
+HK$2,256/mo
Deposit HK$5.34M · loan HK$8.00M · min. income ≈ HK$85,598/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,583
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,908
−HK$1,345/mo
Today · 4.125%
HK$45,253
baseline
▲ 0.50% · 4.625%
HK$48,007
+HK$2,754/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$90,506/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,373
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,644
−HK$1,289/mo
Today · 4.125%
HK$49,933
baseline
▲ 0.50% · 4.625%
HK$52,565
+HK$2,632/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$99,866/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,750
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$56,453
−HK$1,730/mo
Today · 4.125%
HK$58,183
baseline
▲ 0.50% · 4.625%
HK$61,723
+HK$3,540/mo
Deposit HK$1.33M · loan HK$12.01M · min. income ≈ HK$116,366/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,909
−HK$3,290/mo
▼ 0.25% · 3.875%
HK$62,542
−HK$1,657/mo
Today · 4.125%
HK$64,199
baseline
▲ 0.50% · 4.625%
HK$67,583
+HK$3,384/mo
Deposit HK$1.33M · loan HK$12.01M · min. income ≈ HK$128,398/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,216 · Scale 2, in force from 26 Feb 2026)