LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,417
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,363
−HK$962/mo
Today · 4.125%
HK$32,325
baseline
▲ 0.50% · 4.625%
HK$34,291
+HK$1,966/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$64,650/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,839
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,746
−HK$921/mo
Today · 4.125%
HK$35,667
baseline
▲ 0.50% · 4.625%
HK$37,547
+HK$1,880/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$71,334/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,501
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$37,636
−HK$1,154/mo
Today · 4.125%
HK$38,790
baseline
▲ 0.50% · 4.625%
HK$41,150
+HK$2,360/mo
Deposit HK$5.34M · loan HK$8.00M · min. income ≈ HK$77,580/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,607
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,696
−HK$1,104/mo
Today · 4.125%
HK$42,800
baseline
▲ 0.50% · 4.625%
HK$45,056
+HK$2,256/mo
Deposit HK$5.34M · loan HK$8.00M · min. income ≈ HK$85,600/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,584
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,909
−HK$1,345/mo
Today · 4.125%
HK$45,254
baseline
▲ 0.50% · 4.625%
HK$48,008
+HK$2,754/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$90,508/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,374
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,645
−HK$1,289/mo
Today · 4.125%
HK$49,934
baseline
▲ 0.50% · 4.625%
HK$52,566
+HK$2,632/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$99,868/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,751
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$56,454
−HK$1,730/mo
Today · 4.125%
HK$58,184
baseline
▲ 0.50% · 4.625%
HK$61,725
+HK$3,541/mo
Deposit HK$1.33M · loan HK$12.01M · min. income ≈ HK$116,368/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,910
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$62,543
−HK$1,658/mo
Today · 4.125%
HK$64,201
baseline
▲ 0.50% · 4.625%
HK$67,585
+HK$3,384/mo
Deposit HK$1.33M · loan HK$12.01M · min. income ≈ HK$128,402/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,227 · Scale 2, in force from 26 Feb 2026)