LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,418
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,364
−HK$961/mo
Today · 4.125%
HK$32,325
baseline
▲ 0.50% · 4.625%
HK$34,292
+HK$1,967/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$64,650/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,839
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,747
−HK$921/mo
Today · 4.125%
HK$35,668
baseline
▲ 0.50% · 4.625%
HK$37,548
+HK$1,880/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$71,336/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,501
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$37,637
−HK$1,153/mo
Today · 4.125%
HK$38,790
baseline
▲ 0.50% · 4.625%
HK$41,150
+HK$2,360/mo
Deposit HK$5.34M · loan HK$8.00M · min. income ≈ HK$77,580/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,607
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$41,696
−HK$1,105/mo
Today · 4.125%
HK$42,801
baseline
▲ 0.50% · 4.625%
HK$45,057
+HK$2,256/mo
Deposit HK$5.34M · loan HK$8.00M · min. income ≈ HK$85,602/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,585
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,909
−HK$1,346/mo
Today · 4.125%
HK$45,255
baseline
▲ 0.50% · 4.625%
HK$48,009
+HK$2,754/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$90,510/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,375
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,646
−HK$1,289/mo
Today · 4.125%
HK$49,935
baseline
▲ 0.50% · 4.625%
HK$52,567
+HK$2,632/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$99,870/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,752
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$56,455
−HK$1,730/mo
Today · 4.125%
HK$58,185
baseline
▲ 0.50% · 4.625%
HK$61,726
+HK$3,541/mo
Deposit HK$1.33M · loan HK$12.01M · min. income ≈ HK$116,370/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,911
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$62,544
−HK$1,658/mo
Today · 4.125%
HK$64,202
baseline
▲ 0.50% · 4.625%
HK$67,586
+HK$3,384/mo
Deposit HK$1.33M · loan HK$12.01M · min. income ≈ HK$128,404/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,234 · Scale 2, in force from 26 Feb 2026)