LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,424
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,370
−HK$962/mo
Today · 4.125%
HK$32,332
baseline
▲ 0.50% · 4.625%
HK$34,299
+HK$1,967/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$64,664/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,846
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,754
−HK$921/mo
Today · 4.125%
HK$35,675
baseline
▲ 0.50% · 4.625%
HK$37,555
+HK$1,880/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$71,350/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,509
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$37,644
−HK$1,154/mo
Today · 4.125%
HK$38,798
baseline
▲ 0.50% · 4.625%
HK$41,159
+HK$2,361/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$77,596/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,615
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,705
−HK$1,105/mo
Today · 4.125%
HK$42,810
baseline
▲ 0.50% · 4.625%
HK$45,066
+HK$2,256/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$85,620/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,593
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$43,918
−HK$1,346/mo
Today · 4.125%
HK$45,264
baseline
▲ 0.50% · 4.625%
HK$48,019
+HK$2,755/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$90,528/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,385
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,656
−HK$1,289/mo
Today · 4.125%
HK$49,945
baseline
▲ 0.50% · 4.625%
HK$52,577
+HK$2,632/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$99,890/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,763
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$56,466
−HK$1,731/mo
Today · 4.125%
HK$58,197
baseline
▲ 0.50% · 4.625%
HK$61,738
+HK$3,541/mo
Deposit HK$1.33M · loan HK$12.01M · min. income ≈ HK$116,394/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,923
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$62,557
−HK$1,658/mo
Today · 4.125%
HK$64,215
baseline
▲ 0.50% · 4.625%
HK$67,600
+HK$3,385/mo
Deposit HK$1.33M · loan HK$12.01M · min. income ≈ HK$128,430/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,336 · Scale 2, in force from 26 Feb 2026)