LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,425
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,372
−HK$961/mo
Today · 4.125%
HK$32,333
baseline
▲ 0.50% · 4.625%
HK$34,301
+HK$1,968/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$64,666/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,848
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,756
−HK$921/mo
Today · 4.125%
HK$35,677
baseline
▲ 0.50% · 4.625%
HK$37,557
+HK$1,880/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$71,354/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,510
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,646
−HK$1,154/mo
Today · 4.125%
HK$38,800
baseline
▲ 0.50% · 4.625%
HK$41,161
+HK$2,361/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$77,600/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,618
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$41,707
−HK$1,105/mo
Today · 4.125%
HK$42,812
baseline
▲ 0.50% · 4.625%
HK$45,069
+HK$2,257/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$85,624/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,596
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$43,921
−HK$1,346/mo
Today · 4.125%
HK$45,267
baseline
▲ 0.50% · 4.625%
HK$48,021
+HK$2,754/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$90,534/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,387
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,658
−HK$1,289/mo
Today · 4.125%
HK$49,947
baseline
▲ 0.50% · 4.625%
HK$52,580
+HK$2,633/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$99,894/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,766
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$56,469
−HK$1,731/mo
Today · 4.125%
HK$58,200
baseline
▲ 0.50% · 4.625%
HK$61,741
+HK$3,541/mo
Deposit HK$1.33M · loan HK$12.01M · min. income ≈ HK$116,400/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,926
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$62,560
−HK$1,658/mo
Today · 4.125%
HK$64,218
baseline
▲ 0.50% · 4.625%
HK$67,603
+HK$3,385/mo
Deposit HK$1.33M · loan HK$12.01M · min. income ≈ HK$128,436/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,362 · Scale 2, in force from 26 Feb 2026)