LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,428
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,375
−HK$961/mo
Today · 4.125%
HK$32,336
baseline
▲ 0.50% · 4.625%
HK$34,304
+HK$1,968/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$64,672/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,851
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,759
−HK$921/mo
Today · 4.125%
HK$35,680
baseline
▲ 0.50% · 4.625%
HK$37,561
+HK$1,881/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$71,360/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,514
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,650
−HK$1,154/mo
Today · 4.125%
HK$38,804
baseline
▲ 0.50% · 4.625%
HK$41,165
+HK$2,361/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$77,608/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,621
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,711
−HK$1,105/mo
Today · 4.125%
HK$42,816
baseline
▲ 0.50% · 4.625%
HK$45,073
+HK$2,257/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$85,632/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,600
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$43,925
−HK$1,346/mo
Today · 4.125%
HK$45,271
baseline
▲ 0.50% · 4.625%
HK$48,025
+HK$2,754/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$90,542/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,392
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,663
−HK$1,289/mo
Today · 4.125%
HK$49,952
baseline
▲ 0.50% · 4.625%
HK$52,585
+HK$2,633/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$99,904/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,771
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$56,474
−HK$1,731/mo
Today · 4.125%
HK$58,205
baseline
▲ 0.50% · 4.625%
HK$61,747
+HK$3,542/mo
Deposit HK$1.33M · loan HK$12.01M · min. income ≈ HK$116,410/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,932
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$62,566
−HK$1,658/mo
Today · 4.125%
HK$64,224
baseline
▲ 0.50% · 4.625%
HK$67,609
+HK$3,385/mo
Deposit HK$1.33M · loan HK$12.01M · min. income ≈ HK$128,448/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,408 · Scale 2, in force from 26 Feb 2026)