LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,429
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,376
−HK$962/mo
Today · 4.125%
HK$32,338
baseline
▲ 0.50% · 4.625%
HK$34,305
+HK$1,967/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$64,676/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,852
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,760
−HK$921/mo
Today · 4.125%
HK$35,681
baseline
▲ 0.50% · 4.625%
HK$37,562
+HK$1,881/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$71,362/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,515
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,651
−HK$1,154/mo
Today · 4.125%
HK$38,805
baseline
▲ 0.50% · 4.625%
HK$41,166
+HK$2,361/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$77,610/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,623
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,712
−HK$1,106/mo
Today · 4.125%
HK$42,818
baseline
▲ 0.50% · 4.625%
HK$45,075
+HK$2,257/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$85,636/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,601
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,926
−HK$1,347/mo
Today · 4.125%
HK$45,273
baseline
▲ 0.50% · 4.625%
HK$48,027
+HK$2,754/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$90,546/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,393
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$48,664
−HK$1,290/mo
Today · 4.125%
HK$49,954
baseline
▲ 0.50% · 4.625%
HK$52,587
+HK$2,633/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$99,908/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,773
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$56,477
−HK$1,731/mo
Today · 4.125%
HK$58,208
baseline
▲ 0.50% · 4.625%
HK$61,749
+HK$3,541/mo
Deposit HK$1.33M · loan HK$12.01M · min. income ≈ HK$116,416/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,934
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$62,569
−HK$1,657/mo
Today · 4.125%
HK$64,226
baseline
▲ 0.50% · 4.625%
HK$67,612
+HK$3,386/mo
Deposit HK$1.33M · loan HK$12.01M · min. income ≈ HK$128,452/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,428 · Scale 2, in force from 26 Feb 2026)