LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,431
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,377
−HK$962/mo
Today · 4.125%
HK$32,339
baseline
▲ 0.50% · 4.625%
HK$34,307
+HK$1,968/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$64,678/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,854
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,762
−HK$921/mo
Today · 4.125%
HK$35,683
baseline
▲ 0.50% · 4.625%
HK$37,564
+HK$1,881/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$71,366/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,517
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,653
−HK$1,154/mo
Today · 4.125%
HK$38,807
baseline
▲ 0.50% · 4.625%
HK$41,168
+HK$2,361/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$77,614/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,624
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,714
−HK$1,105/mo
Today · 4.125%
HK$42,819
baseline
▲ 0.50% · 4.625%
HK$45,076
+HK$2,257/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$85,638/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,603
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$43,928
−HK$1,346/mo
Today · 4.125%
HK$45,274
baseline
▲ 0.50% · 4.625%
HK$48,029
+HK$2,755/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$90,548/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,395
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$48,666
−HK$1,290/mo
Today · 4.125%
HK$49,956
baseline
▲ 0.50% · 4.625%
HK$52,589
+HK$2,633/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$99,912/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,775
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$56,479
−HK$1,731/mo
Today · 4.125%
HK$58,210
baseline
▲ 0.50% · 4.625%
HK$61,752
+HK$3,542/mo
Deposit HK$1.33M · loan HK$12.01M · min. income ≈ HK$116,420/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,937
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$62,571
−HK$1,658/mo
Today · 4.125%
HK$64,229
baseline
▲ 0.50% · 4.625%
HK$67,614
+HK$3,385/mo
Deposit HK$1.33M · loan HK$12.01M · min. income ≈ HK$128,458/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$500,447 · Scale 2, in force from 26 Feb 2026)