LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,435
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,381
−HK$962/mo
Today · 4.125%
HK$32,343
baseline
▲ 0.50% · 4.625%
HK$34,311
+HK$1,968/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$64,686/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,858
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,766
−HK$922/mo
Today · 4.125%
HK$35,688
baseline
▲ 0.50% · 4.625%
HK$37,569
+HK$1,881/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$71,376/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,522
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,658
−HK$1,154/mo
Today · 4.125%
HK$38,812
baseline
▲ 0.50% · 4.625%
HK$41,173
+HK$2,361/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$77,624/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,630
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,720
−HK$1,105/mo
Today · 4.125%
HK$42,825
baseline
▲ 0.50% · 4.625%
HK$45,082
+HK$2,257/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$85,650/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,609
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,934
−HK$1,347/mo
Today · 4.125%
HK$45,281
baseline
▲ 0.50% · 4.625%
HK$48,036
+HK$2,755/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$90,562/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,402
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$48,673
−HK$1,290/mo
Today · 4.125%
HK$49,963
baseline
▲ 0.50% · 4.625%
HK$52,596
+HK$2,633/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$99,926/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,782
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$56,486
−HK$1,732/mo
Today · 4.125%
HK$58,218
baseline
▲ 0.50% · 4.625%
HK$61,760
+HK$3,542/mo
Deposit HK$1.33M · loan HK$12.01M · min. income ≈ HK$116,436/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,945
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$62,579
−HK$1,659/mo
Today · 4.125%
HK$64,238
baseline
▲ 0.50% · 4.625%
HK$67,624
+HK$3,386/mo
Deposit HK$1.33M · loan HK$12.01M · min. income ≈ HK$128,476/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,515 · Scale 2, in force from 26 Feb 2026)