LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,435
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,382
−HK$962/mo
Today · 4.125%
HK$32,344
baseline
▲ 0.50% · 4.625%
HK$34,312
+HK$1,968/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$64,688/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,859
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,767
−HK$921/mo
Today · 4.125%
HK$35,688
baseline
▲ 0.50% · 4.625%
HK$37,569
+HK$1,881/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$71,376/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,522
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,658
−HK$1,154/mo
Today · 4.125%
HK$38,812
baseline
▲ 0.50% · 4.625%
HK$41,174
+HK$2,362/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$77,624/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,631
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,720
−HK$1,106/mo
Today · 4.125%
HK$42,826
baseline
▲ 0.50% · 4.625%
HK$45,083
+HK$2,257/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$85,652/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,609
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,935
−HK$1,346/mo
Today · 4.125%
HK$45,281
baseline
▲ 0.50% · 4.625%
HK$48,036
+HK$2,755/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$90,562/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,402
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$48,674
−HK$1,289/mo
Today · 4.125%
HK$49,963
baseline
▲ 0.50% · 4.625%
HK$52,597
+HK$2,634/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$99,926/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,783
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$56,487
−HK$1,732/mo
Today · 4.125%
HK$58,219
baseline
▲ 0.50% · 4.625%
HK$61,761
+HK$3,542/mo
Deposit HK$1.33M · loan HK$12.01M · min. income ≈ HK$116,438/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,946
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$62,580
−HK$1,659/mo
Today · 4.125%
HK$64,239
baseline
▲ 0.50% · 4.625%
HK$67,625
+HK$3,386/mo
Deposit HK$1.33M · loan HK$12.01M · min. income ≈ HK$128,478/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,522 · Scale 2, in force from 26 Feb 2026)