LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,436
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,382
−HK$962/mo
Today · 4.125%
HK$32,344
baseline
▲ 0.50% · 4.625%
HK$34,312
+HK$1,968/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$64,688/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,859
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,767
−HK$922/mo
Today · 4.125%
HK$35,689
baseline
▲ 0.50% · 4.625%
HK$37,570
+HK$1,881/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$71,378/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,523
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,659
−HK$1,154/mo
Today · 4.125%
HK$38,813
baseline
▲ 0.50% · 4.625%
HK$41,175
+HK$2,362/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$77,626/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,631
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,721
−HK$1,105/mo
Today · 4.125%
HK$42,826
baseline
▲ 0.50% · 4.625%
HK$45,084
+HK$2,258/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$85,652/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,610
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,935
−HK$1,347/mo
Today · 4.125%
HK$45,282
baseline
▲ 0.50% · 4.625%
HK$48,037
+HK$2,755/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$90,564/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,403
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$48,674
−HK$1,290/mo
Today · 4.125%
HK$49,964
baseline
▲ 0.50% · 4.625%
HK$52,598
+HK$2,634/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$99,928/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,784
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$56,488
−HK$1,731/mo
Today · 4.125%
HK$58,219
baseline
▲ 0.50% · 4.625%
HK$61,762
+HK$3,543/mo
Deposit HK$1.33M · loan HK$12.01M · min. income ≈ HK$116,438/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,947
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$62,581
−HK$1,658/mo
Today · 4.125%
HK$64,239
baseline
▲ 0.50% · 4.625%
HK$67,626
+HK$3,387/mo
Deposit HK$1.33M · loan HK$12.01M · min. income ≈ HK$128,478/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,529 · Scale 2, in force from 26 Feb 2026)