LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,436
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,383
−HK$962/mo
Today · 4.125%
HK$32,345
baseline
▲ 0.50% · 4.625%
HK$34,313
+HK$1,968/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$64,690/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,860
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,768
−HK$921/mo
Today · 4.125%
HK$35,689
baseline
▲ 0.50% · 4.625%
HK$37,570
+HK$1,881/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$71,378/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,523
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,659
−HK$1,155/mo
Today · 4.125%
HK$38,814
baseline
▲ 0.50% · 4.625%
HK$41,175
+HK$2,361/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$77,628/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,632
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,721
−HK$1,106/mo
Today · 4.125%
HK$42,827
baseline
▲ 0.50% · 4.625%
HK$45,084
+HK$2,257/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$85,654/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,610
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,936
−HK$1,346/mo
Today · 4.125%
HK$45,282
baseline
▲ 0.50% · 4.625%
HK$48,038
+HK$2,756/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$90,564/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,404
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$48,675
−HK$1,290/mo
Today · 4.125%
HK$49,965
baseline
▲ 0.50% · 4.625%
HK$52,598
+HK$2,633/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$99,930/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,785
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$56,489
−HK$1,731/mo
Today · 4.125%
HK$58,220
baseline
▲ 0.50% · 4.625%
HK$61,763
+HK$3,543/mo
Deposit HK$1.33M · loan HK$12.01M · min. income ≈ HK$116,440/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,948
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$62,582
−HK$1,658/mo
Today · 4.125%
HK$64,240
baseline
▲ 0.50% · 4.625%
HK$67,627
+HK$3,387/mo
Deposit HK$1.33M · loan HK$12.01M · min. income ≈ HK$128,480/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,537 · Scale 2, in force from 26 Feb 2026)