LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,437
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,384
−HK$962/mo
Today · 4.125%
HK$32,346
baseline
▲ 0.50% · 4.625%
HK$34,314
+HK$1,968/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$64,692/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,861
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,769
−HK$921/mo
Today · 4.125%
HK$35,690
baseline
▲ 0.50% · 4.625%
HK$37,571
+HK$1,881/mo
Deposit HK$6.67M · loan HK$6.67M · min. income ≈ HK$71,380/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$500,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,524
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,660
−HK$1,155/mo
Today · 4.125%
HK$38,815
baseline
▲ 0.50% · 4.625%
HK$41,176
+HK$2,361/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$77,630/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,633
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,723
−HK$1,105/mo
Today · 4.125%
HK$42,828
baseline
▲ 0.50% · 4.625%
HK$45,086
+HK$2,258/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$85,656/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,612
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,937
−HK$1,347/mo
Today · 4.125%
HK$45,284
baseline
▲ 0.50% · 4.625%
HK$48,039
+HK$2,755/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$90,568/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,405
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$48,676
−HK$1,290/mo
Today · 4.125%
HK$49,966
baseline
▲ 0.50% · 4.625%
HK$52,600
+HK$2,634/mo
Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$99,932/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,786
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$56,491
−HK$1,731/mo
Today · 4.125%
HK$58,222
baseline
▲ 0.50% · 4.625%
HK$61,765
+HK$3,543/mo
Deposit HK$1.33M · loan HK$12.01M · min. income ≈ HK$116,444/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,949
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$62,584
−HK$1,658/mo
Today · 4.125%
HK$64,242
baseline
▲ 0.50% · 4.625%
HK$67,629
+HK$3,387/mo
Deposit HK$1.33M · loan HK$12.01M · min. income ≈ HK$128,484/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,551 · Scale 2, in force from 26 Feb 2026)