LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,441
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,388
−HK$962/mo
Today · 4.125%
HK$32,350
baseline
▲ 0.50% · 4.625%
HK$34,319
+HK$1,969/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$64,700/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,866
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,774
−HK$921/mo
Today · 4.125%
HK$35,695
baseline
▲ 0.50% · 4.625%
HK$37,577
+HK$1,882/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$71,390/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,530
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,666
−HK$1,154/mo
Today · 4.125%
HK$38,820
baseline
▲ 0.50% · 4.625%
HK$41,183
+HK$2,363/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$77,640/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,639
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$41,729
−HK$1,106/mo
Today · 4.125%
HK$42,835
baseline
▲ 0.50% · 4.625%
HK$45,092
+HK$2,257/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$85,670/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,618
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$43,944
−HK$1,347/mo
Today · 4.125%
HK$45,291
baseline
▲ 0.50% · 4.625%
HK$48,046
+HK$2,755/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$90,582/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,412
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,684
−HK$1,290/mo
Today · 4.125%
HK$49,974
baseline
▲ 0.50% · 4.625%
HK$52,608
+HK$2,634/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$99,948/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,795
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$56,499
−HK$1,732/mo
Today · 4.125%
HK$58,231
baseline
▲ 0.50% · 4.625%
HK$61,774
+HK$3,543/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$116,462/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,958
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$62,593
−HK$1,659/mo
Today · 4.125%
HK$64,252
baseline
▲ 0.50% · 4.625%
HK$67,639
+HK$3,387/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$128,504/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,626 · Scale 2, in force from 26 Feb 2026)