LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,442
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,389
−HK$962/mo
Today · 4.125%
HK$32,351
baseline
▲ 0.50% · 4.625%
HK$34,320
+HK$1,969/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$64,702/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,867
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,775
−HK$921/mo
Today · 4.125%
HK$35,696
baseline
▲ 0.50% · 4.625%
HK$37,578
+HK$1,882/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$71,392/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,531
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,667
−HK$1,154/mo
Today · 4.125%
HK$38,821
baseline
▲ 0.50% · 4.625%
HK$41,184
+HK$2,363/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$77,642/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,640
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$41,730
−HK$1,106/mo
Today · 4.125%
HK$42,836
baseline
▲ 0.50% · 4.625%
HK$45,094
+HK$2,258/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$85,672/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,619
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$43,945
−HK$1,347/mo
Today · 4.125%
HK$45,292
baseline
▲ 0.50% · 4.625%
HK$48,048
+HK$2,756/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$90,584/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,413
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,685
−HK$1,290/mo
Today · 4.125%
HK$49,975
baseline
▲ 0.50% · 4.625%
HK$52,609
+HK$2,634/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$99,950/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,796
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$56,500
−HK$1,732/mo
Today · 4.125%
HK$58,232
baseline
▲ 0.50% · 4.625%
HK$61,775
+HK$3,543/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$116,464/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,960
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$62,595
−HK$1,658/mo
Today · 4.125%
HK$64,253
baseline
▲ 0.50% · 4.625%
HK$67,640
+HK$3,387/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$128,506/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,638 · Scale 2, in force from 26 Feb 2026)