LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,444
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,390
−HK$963/mo
Today · 4.125%
HK$32,353
baseline
▲ 0.50% · 4.625%
HK$34,321
+HK$1,968/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$64,706/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,868
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,776
−HK$922/mo
Today · 4.125%
HK$35,698
baseline
▲ 0.50% · 4.625%
HK$37,580
+HK$1,882/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$71,396/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,532
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,669
−HK$1,154/mo
Today · 4.125%
HK$38,823
baseline
▲ 0.50% · 4.625%
HK$41,185
+HK$2,362/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$77,646/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,642
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,732
−HK$1,105/mo
Today · 4.125%
HK$42,837
baseline
▲ 0.50% · 4.625%
HK$45,095
+HK$2,258/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$85,674/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,621
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$43,947
−HK$1,347/mo
Today · 4.125%
HK$45,294
baseline
▲ 0.50% · 4.625%
HK$48,050
+HK$2,756/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$90,588/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,415
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,687
−HK$1,290/mo
Today · 4.125%
HK$49,977
baseline
▲ 0.50% · 4.625%
HK$52,611
+HK$2,634/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$99,954/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,798
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$56,503
−HK$1,732/mo
Today · 4.125%
HK$58,235
baseline
▲ 0.50% · 4.625%
HK$61,778
+HK$3,543/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$116,470/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,963
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$62,598
−HK$1,658/mo
Today · 4.125%
HK$64,256
baseline
▲ 0.50% · 4.625%
HK$67,643
+HK$3,387/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$128,512/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,660 · Scale 2, in force from 26 Feb 2026)