LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,444
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,391
−HK$962/mo
Today · 4.125%
HK$32,353
baseline
▲ 0.50% · 4.625%
HK$34,322
+HK$1,969/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$64,706/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,869
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,777
−HK$922/mo
Today · 4.125%
HK$35,699
baseline
▲ 0.50% · 4.625%
HK$37,580
+HK$1,881/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$71,398/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,533
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,669
−HK$1,155/mo
Today · 4.125%
HK$38,824
baseline
▲ 0.50% · 4.625%
HK$41,186
+HK$2,362/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$77,648/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,643
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,733
−HK$1,105/mo
Today · 4.125%
HK$42,838
baseline
▲ 0.50% · 4.625%
HK$45,097
+HK$2,259/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$85,676/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,622
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$43,948
−HK$1,347/mo
Today · 4.125%
HK$45,295
baseline
▲ 0.50% · 4.625%
HK$48,051
+HK$2,756/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$90,590/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,416
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,688
−HK$1,290/mo
Today · 4.125%
HK$49,978
baseline
▲ 0.50% · 4.625%
HK$52,613
+HK$2,635/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$99,956/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,800
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$56,504
−HK$1,732/mo
Today · 4.125%
HK$58,236
baseline
▲ 0.50% · 4.625%
HK$61,780
+HK$3,544/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$116,472/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,964
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$62,599
−HK$1,659/mo
Today · 4.125%
HK$64,258
baseline
▲ 0.50% · 4.625%
HK$67,645
+HK$3,387/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$128,516/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,672 · Scale 2, in force from 26 Feb 2026)