LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,445
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,392
−HK$962/mo
Today · 4.125%
HK$32,354
baseline
▲ 0.50% · 4.625%
HK$34,323
+HK$1,969/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$64,708/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,869
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,778
−HK$921/mo
Today · 4.125%
HK$35,699
baseline
▲ 0.50% · 4.625%
HK$37,581
+HK$1,882/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$71,398/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,534
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,670
−HK$1,155/mo
Today · 4.125%
HK$38,825
baseline
▲ 0.50% · 4.625%
HK$41,187
+HK$2,362/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$77,650/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,643
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$41,733
−HK$1,106/mo
Today · 4.125%
HK$42,839
baseline
▲ 0.50% · 4.625%
HK$45,097
+HK$2,258/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$85,678/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,623
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,948
−HK$1,347/mo
Today · 4.125%
HK$45,295
baseline
▲ 0.50% · 4.625%
HK$48,052
+HK$2,757/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$90,590/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,417
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,689
−HK$1,290/mo
Today · 4.125%
HK$49,979
baseline
▲ 0.50% · 4.625%
HK$52,614
+HK$2,635/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$99,958/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,801
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$56,505
−HK$1,732/mo
Today · 4.125%
HK$58,237
baseline
▲ 0.50% · 4.625%
HK$61,781
+HK$3,544/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$116,474/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,965
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$62,600
−HK$1,659/mo
Today · 4.125%
HK$64,259
baseline
▲ 0.50% · 4.625%
HK$67,646
+HK$3,387/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$128,518/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,680 · Scale 2, in force from 26 Feb 2026)