LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,445
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,392
−HK$963/mo
Today · 4.125%
HK$32,355
baseline
▲ 0.50% · 4.625%
HK$34,323
+HK$1,968/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$64,710/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,870
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,779
−HK$921/mo
Today · 4.125%
HK$35,700
baseline
▲ 0.50% · 4.625%
HK$37,582
+HK$1,882/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$71,400/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,534
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,671
−HK$1,154/mo
Today · 4.125%
HK$38,825
baseline
▲ 0.50% · 4.625%
HK$41,188
+HK$2,363/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$77,650/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,644
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$41,734
−HK$1,106/mo
Today · 4.125%
HK$42,840
baseline
▲ 0.50% · 4.625%
HK$45,098
+HK$2,258/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$85,680/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,623
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$43,949
−HK$1,347/mo
Today · 4.125%
HK$45,296
baseline
▲ 0.50% · 4.625%
HK$48,053
+HK$2,757/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$90,592/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,418
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,690
−HK$1,290/mo
Today · 4.125%
HK$49,980
baseline
▲ 0.50% · 4.625%
HK$52,615
+HK$2,635/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$99,960/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,802
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$56,506
−HK$1,732/mo
Today · 4.125%
HK$58,238
baseline
▲ 0.50% · 4.625%
HK$61,782
+HK$3,544/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$116,476/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,966
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$62,601
−HK$1,659/mo
Today · 4.125%
HK$64,260
baseline
▲ 0.50% · 4.625%
HK$67,647
+HK$3,387/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$128,520/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,690 · Scale 2, in force from 26 Feb 2026)