LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,447
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,394
−HK$962/mo
Today · 4.125%
HK$32,356
baseline
▲ 0.50% · 4.625%
HK$34,325
+HK$1,969/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$64,712/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,872
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,780
−HK$922/mo
Today · 4.125%
HK$35,702
baseline
▲ 0.50% · 4.625%
HK$37,584
+HK$1,882/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$71,404/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,536
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,673
−HK$1,154/mo
Today · 4.125%
HK$38,827
baseline
▲ 0.50% · 4.625%
HK$41,190
+HK$2,363/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$77,654/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,646
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$41,736
−HK$1,106/mo
Today · 4.125%
HK$42,842
baseline
▲ 0.50% · 4.625%
HK$45,100
+HK$2,258/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$85,684/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,625
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$43,951
−HK$1,347/mo
Today · 4.125%
HK$45,298
baseline
▲ 0.50% · 4.625%
HK$48,055
+HK$2,757/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$90,596/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,420
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,692
−HK$1,290/mo
Today · 4.125%
HK$49,982
baseline
▲ 0.50% · 4.625%
HK$52,617
+HK$2,635/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$99,964/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,804
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$56,509
−HK$1,732/mo
Today · 4.125%
HK$58,241
baseline
▲ 0.50% · 4.625%
HK$61,785
+HK$3,544/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$116,482/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,969
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$62,604
−HK$1,659/mo
Today · 4.125%
HK$64,263
baseline
▲ 0.50% · 4.625%
HK$67,650
+HK$3,387/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$128,526/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,712 · Scale 2, in force from 26 Feb 2026)