LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,448
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,395
−HK$963/mo
Today · 4.125%
HK$32,358
baseline
▲ 0.50% · 4.625%
HK$34,327
+HK$1,969/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$64,716/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,873
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,782
−HK$921/mo
Today · 4.125%
HK$35,703
baseline
▲ 0.50% · 4.625%
HK$37,585
+HK$1,882/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$71,406/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,538
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,674
−HK$1,155/mo
Today · 4.125%
HK$38,829
baseline
▲ 0.50% · 4.625%
HK$41,192
+HK$2,363/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$77,658/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,648
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$41,738
−HK$1,106/mo
Today · 4.125%
HK$42,844
baseline
▲ 0.50% · 4.625%
HK$45,103
+HK$2,259/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$85,688/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,628
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$43,954
−HK$1,347/mo
Today · 4.125%
HK$45,301
baseline
▲ 0.50% · 4.625%
HK$48,057
+HK$2,756/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$90,602/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,423
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,695
−HK$1,290/mo
Today · 4.125%
HK$49,985
baseline
▲ 0.50% · 4.625%
HK$52,620
+HK$2,635/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$99,970/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,807
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$56,512
−HK$1,732/mo
Today · 4.125%
HK$58,244
baseline
▲ 0.50% · 4.625%
HK$61,788
+HK$3,544/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$116,488/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,972
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$62,607
−HK$1,659/mo
Today · 4.125%
HK$64,266
baseline
▲ 0.50% · 4.625%
HK$67,654
+HK$3,388/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$128,532/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,738 · Scale 2, in force from 26 Feb 2026)