LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,452
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,399
−HK$962/mo
Today · 4.125%
HK$32,361
baseline
▲ 0.50% · 4.625%
HK$34,330
+HK$1,969/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$64,722/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,877
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,786
−HK$921/mo
Today · 4.125%
HK$35,707
baseline
▲ 0.50% · 4.625%
HK$37,590
+HK$1,883/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$71,414/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,542
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$37,679
−HK$1,155/mo
Today · 4.125%
HK$38,834
baseline
▲ 0.50% · 4.625%
HK$41,196
+HK$2,362/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$77,668/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,653
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$41,743
−HK$1,106/mo
Today · 4.125%
HK$42,849
baseline
▲ 0.50% · 4.625%
HK$45,108
+HK$2,259/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$85,698/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,632
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$43,958
−HK$1,348/mo
Today · 4.125%
HK$45,306
baseline
▲ 0.50% · 4.625%
HK$48,063
+HK$2,757/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$90,612/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,428
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,700
−HK$1,290/mo
Today · 4.125%
HK$49,990
baseline
▲ 0.50% · 4.625%
HK$52,626
+HK$2,636/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$99,980/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,813
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$56,518
−HK$1,732/mo
Today · 4.125%
HK$58,250
baseline
▲ 0.50% · 4.625%
HK$61,795
+HK$3,545/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$116,500/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,979
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$62,614
−HK$1,659/mo
Today · 4.125%
HK$64,273
baseline
▲ 0.50% · 4.625%
HK$67,661
+HK$3,388/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$128,546/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,794 · Scale 2, in force from 26 Feb 2026)