LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,452
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,399
−HK$963/mo
Today · 4.125%
HK$32,362
baseline
▲ 0.50% · 4.625%
HK$34,331
+HK$1,969/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$64,724/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,878
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,786
−HK$922/mo
Today · 4.125%
HK$35,708
baseline
▲ 0.50% · 4.625%
HK$37,590
+HK$1,882/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$71,416/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,543
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,679
−HK$1,155/mo
Today · 4.125%
HK$38,834
baseline
▲ 0.50% · 4.625%
HK$41,197
+HK$2,363/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$77,668/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,653
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,744
−HK$1,106/mo
Today · 4.125%
HK$42,850
baseline
▲ 0.50% · 4.625%
HK$45,108
+HK$2,258/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$85,700/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,633
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$43,959
−HK$1,348/mo
Today · 4.125%
HK$45,307
baseline
▲ 0.50% · 4.625%
HK$48,063
+HK$2,756/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$90,614/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,429
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,701
−HK$1,290/mo
Today · 4.125%
HK$49,991
baseline
▲ 0.50% · 4.625%
HK$52,626
+HK$2,635/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$99,982/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,814
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$56,519
−HK$1,732/mo
Today · 4.125%
HK$58,251
baseline
▲ 0.50% · 4.625%
HK$61,796
+HK$3,545/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$116,502/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,980
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$62,616
−HK$1,659/mo
Today · 4.125%
HK$64,275
baseline
▲ 0.50% · 4.625%
HK$67,663
+HK$3,388/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$128,550/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,803 · Scale 2, in force from 26 Feb 2026)