LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,454
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,401
−HK$963/mo
Today · 4.125%
HK$32,364
baseline
▲ 0.50% · 4.625%
HK$34,333
+HK$1,969/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$64,728/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,880
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,788
−HK$922/mo
Today · 4.125%
HK$35,710
baseline
▲ 0.50% · 4.625%
HK$37,592
+HK$1,882/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$71,420/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,545
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,681
−HK$1,155/mo
Today · 4.125%
HK$38,836
baseline
▲ 0.50% · 4.625%
HK$41,199
+HK$2,363/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$77,672/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,656
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$41,746
−HK$1,106/mo
Today · 4.125%
HK$42,852
baseline
▲ 0.50% · 4.625%
HK$45,111
+HK$2,259/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$85,704/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,635
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$43,962
−HK$1,347/mo
Today · 4.125%
HK$45,309
baseline
▲ 0.50% · 4.625%
HK$48,066
+HK$2,757/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$90,618/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,432
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,704
−HK$1,290/mo
Today · 4.125%
HK$49,994
baseline
▲ 0.50% · 4.625%
HK$52,629
+HK$2,635/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$99,988/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,817
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$56,522
−HK$1,733/mo
Today · 4.125%
HK$58,255
baseline
▲ 0.50% · 4.625%
HK$61,799
+HK$3,544/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$116,510/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,983
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$62,619
−HK$1,659/mo
Today · 4.125%
HK$64,278
baseline
▲ 0.50% · 4.625%
HK$67,666
+HK$3,388/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$128,556/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,831 · Scale 2, in force from 26 Feb 2026)