LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,456
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,403
−HK$962/mo
Today · 4.125%
HK$32,365
baseline
▲ 0.50% · 4.625%
HK$34,335
+HK$1,970/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$64,730/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,882
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,790
−HK$922/mo
Today · 4.125%
HK$35,712
baseline
▲ 0.50% · 4.625%
HK$37,594
+HK$1,882/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$71,424/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,547
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,683
−HK$1,155/mo
Today · 4.125%
HK$38,838
baseline
▲ 0.50% · 4.625%
HK$41,202
+HK$2,364/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$77,676/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,658
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$41,748
−HK$1,106/mo
Today · 4.125%
HK$42,854
baseline
▲ 0.50% · 4.625%
HK$45,113
+HK$2,259/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$85,708/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,638
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$43,964
−HK$1,348/mo
Today · 4.125%
HK$45,312
baseline
▲ 0.50% · 4.625%
HK$48,069
+HK$2,757/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$90,624/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,434
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$48,706
−HK$1,291/mo
Today · 4.125%
HK$49,997
baseline
▲ 0.50% · 4.625%
HK$52,632
+HK$2,635/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$99,994/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,820
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$56,525
−HK$1,733/mo
Today · 4.125%
HK$58,258
baseline
▲ 0.50% · 4.625%
HK$61,803
+HK$3,545/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$116,516/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,987
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$62,622
−HK$1,660/mo
Today · 4.125%
HK$64,282
baseline
▲ 0.50% · 4.625%
HK$67,670
+HK$3,388/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$128,564/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,858 · Scale 2, in force from 26 Feb 2026)