LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,457
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,405
−HK$962/mo
Today · 4.125%
HK$32,367
baseline
▲ 0.50% · 4.625%
HK$34,337
+HK$1,970/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$64,734/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,883
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,792
−HK$922/mo
Today · 4.125%
HK$35,714
baseline
▲ 0.50% · 4.625%
HK$37,596
+HK$1,882/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$71,428/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,549
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,685
−HK$1,155/mo
Today · 4.125%
HK$38,840
baseline
▲ 0.50% · 4.625%
HK$41,204
+HK$2,364/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$77,680/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,660
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,750
−HK$1,107/mo
Today · 4.125%
HK$42,857
baseline
▲ 0.50% · 4.625%
HK$45,116
+HK$2,259/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$85,714/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,640
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$43,966
−HK$1,348/mo
Today · 4.125%
HK$45,314
baseline
▲ 0.50% · 4.625%
HK$48,071
+HK$2,757/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$90,628/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,437
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,709
−HK$1,290/mo
Today · 4.125%
HK$49,999
baseline
▲ 0.50% · 4.625%
HK$52,635
+HK$2,636/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$99,998/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,823
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$56,528
−HK$1,733/mo
Today · 4.125%
HK$58,261
baseline
▲ 0.50% · 4.625%
HK$61,806
+HK$3,545/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$116,522/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,990
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$62,626
−HK$1,659/mo
Today · 4.125%
HK$64,285
baseline
▲ 0.50% · 4.625%
HK$67,674
+HK$3,389/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$128,570/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,884 · Scale 2, in force from 26 Feb 2026)