LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,458
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,405
−HK$963/mo
Today · 4.125%
HK$32,368
baseline
▲ 0.50% · 4.625%
HK$34,337
+HK$1,969/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$64,736/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,884
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,793
−HK$922/mo
Today · 4.125%
HK$35,715
baseline
▲ 0.50% · 4.625%
HK$37,597
+HK$1,882/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$71,430/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,549
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$37,686
−HK$1,155/mo
Today · 4.125%
HK$38,841
baseline
▲ 0.50% · 4.625%
HK$41,205
+HK$2,364/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$77,682/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,661
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,751
−HK$1,107/mo
Today · 4.125%
HK$42,858
baseline
▲ 0.50% · 4.625%
HK$45,117
+HK$2,259/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$85,716/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,641
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$43,967
−HK$1,348/mo
Today · 4.125%
HK$45,315
baseline
▲ 0.50% · 4.625%
HK$48,072
+HK$2,757/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$90,630/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,438
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,710
−HK$1,290/mo
Today · 4.125%
HK$50,000
baseline
▲ 0.50% · 4.625%
HK$52,636
+HK$2,636/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$100,000/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,824
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$56,529
−HK$1,733/mo
Today · 4.125%
HK$58,262
baseline
▲ 0.50% · 4.625%
HK$61,807
+HK$3,545/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$116,524/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,991
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$62,627
−HK$1,659/mo
Today · 4.125%
HK$64,286
baseline
▲ 0.50% · 4.625%
HK$67,675
+HK$3,389/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$128,572/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,894 · Scale 2, in force from 26 Feb 2026)