LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,458
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,405
−HK$963/mo
Today · 4.125%
HK$32,368
baseline
▲ 0.50% · 4.625%
HK$34,337
+HK$1,969/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$64,736/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,884
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,793
−HK$922/mo
Today · 4.125%
HK$35,715
baseline
▲ 0.50% · 4.625%
HK$37,597
+HK$1,882/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$71,430/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,550
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$37,686
−HK$1,156/mo
Today · 4.125%
HK$38,842
baseline
▲ 0.50% · 4.625%
HK$41,205
+HK$2,363/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$77,684/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,661
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,752
−HK$1,106/mo
Today · 4.125%
HK$42,858
baseline
▲ 0.50% · 4.625%
HK$45,117
+HK$2,259/mo
Deposit HK$5.34M · loan HK$8.01M · min. income ≈ HK$85,716/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,641
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$43,968
−HK$1,347/mo
Today · 4.125%
HK$45,315
baseline
▲ 0.50% · 4.625%
HK$48,072
+HK$2,757/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$90,630/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,438
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$48,710
−HK$1,291/mo
Today · 4.125%
HK$50,001
baseline
▲ 0.50% · 4.625%
HK$52,636
+HK$2,635/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$100,002/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,824
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$56,530
−HK$1,732/mo
Today · 4.125%
HK$58,262
baseline
▲ 0.50% · 4.625%
HK$61,807
+HK$3,545/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$116,524/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,991
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$62,627
−HK$1,660/mo
Today · 4.125%
HK$64,287
baseline
▲ 0.50% · 4.625%
HK$67,675
+HK$3,388/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$128,574/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,897 · Scale 2, in force from 26 Feb 2026)