LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,464
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,411
−HK$963/mo
Today · 4.125%
HK$32,374
baseline
▲ 0.50% · 4.625%
HK$34,344
+HK$1,970/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$64,748/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,890
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,799
−HK$922/mo
Today · 4.125%
HK$35,721
baseline
▲ 0.50% · 4.625%
HK$37,604
+HK$1,883/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$71,442/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,556
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,693
−HK$1,156/mo
Today · 4.125%
HK$38,849
baseline
▲ 0.50% · 4.625%
HK$41,213
+HK$2,364/mo
Deposit HK$5.34M · loan HK$8.02M · min. income ≈ HK$77,698/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,669
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,759
−HK$1,107/mo
Today · 4.125%
HK$42,866
baseline
▲ 0.50% · 4.625%
HK$45,125
+HK$2,259/mo
Deposit HK$5.34M · loan HK$8.02M · min. income ≈ HK$85,732/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,649
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$43,976
−HK$1,347/mo
Today · 4.125%
HK$45,323
baseline
▲ 0.50% · 4.625%
HK$48,081
+HK$2,758/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$90,646/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,447
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$48,719
−HK$1,291/mo
Today · 4.125%
HK$50,010
baseline
▲ 0.50% · 4.625%
HK$52,646
+HK$2,636/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$100,020/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,834
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$56,540
−HK$1,733/mo
Today · 4.125%
HK$58,273
baseline
▲ 0.50% · 4.625%
HK$61,819
+HK$3,546/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$116,546/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,003
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$62,639
−HK$1,660/mo
Today · 4.125%
HK$64,299
baseline
▲ 0.50% · 4.625%
HK$67,688
+HK$3,389/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$128,598/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,990 · Scale 2, in force from 26 Feb 2026)