LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,464
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,412
−HK$963/mo
Today · 4.125%
HK$32,375
baseline
▲ 0.50% · 4.625%
HK$34,344
+HK$1,969/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$64,750/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,891
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,800
−HK$922/mo
Today · 4.125%
HK$35,722
baseline
▲ 0.50% · 4.625%
HK$37,605
+HK$1,883/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$71,444/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$500,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,557
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$37,694
−HK$1,155/mo
Today · 4.125%
HK$38,849
baseline
▲ 0.50% · 4.625%
HK$41,213
+HK$2,364/mo
Deposit HK$5.34M · loan HK$8.02M · min. income ≈ HK$77,698/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,669
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,760
−HK$1,107/mo
Today · 4.125%
HK$42,867
baseline
▲ 0.50% · 4.625%
HK$45,126
+HK$2,259/mo
Deposit HK$5.34M · loan HK$8.02M · min. income ≈ HK$85,734/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$500,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,650
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$43,976
−HK$1,348/mo
Today · 4.125%
HK$45,324
baseline
▲ 0.50% · 4.625%
HK$48,082
+HK$2,758/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$90,648/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,448
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$48,720
−HK$1,291/mo
Today · 4.125%
HK$50,011
baseline
▲ 0.50% · 4.625%
HK$52,647
+HK$2,636/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$100,022/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$500,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,835
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$56,541
−HK$1,733/mo
Today · 4.125%
HK$58,274
baseline
▲ 0.50% · 4.625%
HK$61,820
+HK$3,546/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$116,548/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,004
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$62,640
−HK$1,660/mo
Today · 4.125%
HK$64,300
baseline
▲ 0.50% · 4.625%
HK$67,689
+HK$3,389/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$128,600/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$500,999 · Scale 2, in force from 26 Feb 2026)