LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,465
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,413
−HK$963/mo
Today · 4.125%
HK$32,376
baseline
▲ 0.50% · 4.625%
HK$34,346
+HK$1,970/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$64,752/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$501,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,892
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,801
−HK$922/mo
Today · 4.125%
HK$35,723
baseline
▲ 0.50% · 4.625%
HK$37,606
+HK$1,883/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$71,446/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$501,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,558
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,695
−HK$1,156/mo
Today · 4.125%
HK$38,851
baseline
▲ 0.50% · 4.625%
HK$41,215
+HK$2,364/mo
Deposit HK$5.34M · loan HK$8.02M · min. income ≈ HK$77,702/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,671
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,761
−HK$1,107/mo
Today · 4.125%
HK$42,868
baseline
▲ 0.50% · 4.625%
HK$45,128
+HK$2,260/mo
Deposit HK$5.34M · loan HK$8.02M · min. income ≈ HK$85,736/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,651
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$43,978
−HK$1,348/mo
Today · 4.125%
HK$45,326
baseline
▲ 0.50% · 4.625%
HK$48,084
+HK$2,758/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$90,652/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,449
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$48,722
−HK$1,291/mo
Today · 4.125%
HK$50,013
baseline
▲ 0.50% · 4.625%
HK$52,649
+HK$2,636/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$100,026/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,837
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$56,543
−HK$1,733/mo
Today · 4.125%
HK$58,276
baseline
▲ 0.50% · 4.625%
HK$61,822
+HK$3,546/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$116,552/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,006
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$62,642
−HK$1,660/mo
Today · 4.125%
HK$64,302
baseline
▲ 0.50% · 4.625%
HK$67,691
+HK$3,389/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$128,604/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,015 · Scale 2, in force from 26 Feb 2026)