LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,466
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,414
−HK$963/mo
Today · 4.125%
HK$32,377
baseline
▲ 0.50% · 4.625%
HK$34,347
+HK$1,970/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$64,754/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$501,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,893
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,802
−HK$923/mo
Today · 4.125%
HK$35,725
baseline
▲ 0.50% · 4.625%
HK$37,608
+HK$1,883/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$71,450/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$501,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,559
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,697
−HK$1,155/mo
Today · 4.125%
HK$38,852
baseline
▲ 0.50% · 4.625%
HK$41,216
+HK$2,364/mo
Deposit HK$5.34M · loan HK$8.02M · min. income ≈ HK$77,704/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,672
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,763
−HK$1,106/mo
Today · 4.125%
HK$42,869
baseline
▲ 0.50% · 4.625%
HK$45,129
+HK$2,260/mo
Deposit HK$5.34M · loan HK$8.02M · min. income ≈ HK$85,738/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,653
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$43,979
−HK$1,348/mo
Today · 4.125%
HK$45,327
baseline
▲ 0.50% · 4.625%
HK$48,086
+HK$2,759/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$90,654/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,451
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$48,723
−HK$1,291/mo
Today · 4.125%
HK$50,014
baseline
▲ 0.50% · 4.625%
HK$52,651
+HK$2,637/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$100,028/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,839
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$56,545
−HK$1,733/mo
Today · 4.125%
HK$58,278
baseline
▲ 0.50% · 4.625%
HK$61,824
+HK$3,546/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$116,556/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,008
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$62,644
−HK$1,660/mo
Today · 4.125%
HK$64,304
baseline
▲ 0.50% · 4.625%
HK$67,694
+HK$3,390/mo
Deposit HK$1.34M · loan HK$12.02M · min. income ≈ HK$128,608/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,034 · Scale 2, in force from 26 Feb 2026)