LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,469
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,417
−HK$962/mo
Today · 4.125%
HK$32,379
baseline
▲ 0.50% · 4.625%
HK$34,350
+HK$1,971/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$64,758/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$501,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,896
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,805
−HK$923/mo
Today · 4.125%
HK$35,728
baseline
▲ 0.50% · 4.625%
HK$37,611
+HK$1,883/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$71,456/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$501,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,563
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$37,700
−HK$1,155/mo
Today · 4.125%
HK$38,855
baseline
▲ 0.50% · 4.625%
HK$41,220
+HK$2,365/mo
Deposit HK$5.34M · loan HK$8.02M · min. income ≈ HK$77,710/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,676
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,766
−HK$1,107/mo
Today · 4.125%
HK$42,873
baseline
▲ 0.50% · 4.625%
HK$45,133
+HK$2,260/mo
Deposit HK$5.34M · loan HK$8.02M · min. income ≈ HK$85,746/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,656
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$43,983
−HK$1,348/mo
Today · 4.125%
HK$45,331
baseline
▲ 0.50% · 4.625%
HK$48,090
+HK$2,759/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$90,662/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,455
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$48,727
−HK$1,292/mo
Today · 4.125%
HK$50,019
baseline
▲ 0.50% · 4.625%
HK$52,655
+HK$2,636/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$100,038/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,844
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$56,550
−HK$1,733/mo
Today · 4.125%
HK$58,283
baseline
▲ 0.50% · 4.625%
HK$61,829
+HK$3,546/mo
Deposit HK$1.34M · loan HK$12.03M · min. income ≈ HK$116,566/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,013
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$62,650
−HK$1,660/mo
Today · 4.125%
HK$64,310
baseline
▲ 0.50% · 4.625%
HK$67,700
+HK$3,390/mo
Deposit HK$1.34M · loan HK$12.03M · min. income ≈ HK$128,620/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,076 · Scale 2, in force from 26 Feb 2026)