LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,471
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,418
−HK$963/mo
Today · 4.125%
HK$32,381
baseline
▲ 0.50% · 4.625%
HK$34,352
+HK$1,971/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$64,762/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$501,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,898
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,807
−HK$923/mo
Today · 4.125%
HK$35,730
baseline
▲ 0.50% · 4.625%
HK$37,613
+HK$1,883/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$71,460/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$501,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,565
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,702
−HK$1,156/mo
Today · 4.125%
HK$38,858
baseline
▲ 0.50% · 4.625%
HK$41,222
+HK$2,364/mo
Deposit HK$5.35M · loan HK$8.02M · min. income ≈ HK$77,716/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,678
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,769
−HK$1,107/mo
Today · 4.125%
HK$42,876
baseline
▲ 0.50% · 4.625%
HK$45,136
+HK$2,260/mo
Deposit HK$5.35M · loan HK$8.02M · min. income ≈ HK$85,752/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,659
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$43,986
−HK$1,348/mo
Today · 4.125%
HK$45,334
baseline
▲ 0.50% · 4.625%
HK$48,093
+HK$2,759/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$90,668/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,458
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$48,730
−HK$1,292/mo
Today · 4.125%
HK$50,022
baseline
▲ 0.50% · 4.625%
HK$52,658
+HK$2,636/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$100,044/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,847
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$56,553
−HK$1,734/mo
Today · 4.125%
HK$58,287
baseline
▲ 0.50% · 4.625%
HK$61,833
+HK$3,546/mo
Deposit HK$1.34M · loan HK$12.03M · min. income ≈ HK$116,574/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,017
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$62,653
−HK$1,661/mo
Today · 4.125%
HK$64,314
baseline
▲ 0.50% · 4.625%
HK$67,704
+HK$3,390/mo
Deposit HK$1.34M · loan HK$12.03M · min. income ≈ HK$128,628/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,107 · Scale 2, in force from 26 Feb 2026)