LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,471
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,419
−HK$963/mo
Today · 4.125%
HK$32,382
baseline
▲ 0.50% · 4.625%
HK$34,352
+HK$1,970/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$64,764/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$501,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,899
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,808
−HK$922/mo
Today · 4.125%
HK$35,730
baseline
▲ 0.50% · 4.625%
HK$37,614
+HK$1,884/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$71,460/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$501,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,565
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,703
−HK$1,155/mo
Today · 4.125%
HK$38,858
baseline
▲ 0.50% · 4.625%
HK$41,223
+HK$2,365/mo
Deposit HK$5.35M · loan HK$8.02M · min. income ≈ HK$77,716/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,679
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,770
−HK$1,106/mo
Today · 4.125%
HK$42,876
baseline
▲ 0.50% · 4.625%
HK$45,136
+HK$2,260/mo
Deposit HK$5.35M · loan HK$8.02M · min. income ≈ HK$85,752/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,660
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$43,987
−HK$1,348/mo
Today · 4.125%
HK$45,335
baseline
▲ 0.50% · 4.625%
HK$48,093
+HK$2,758/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$90,670/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,458
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$48,731
−HK$1,291/mo
Today · 4.125%
HK$50,022
baseline
▲ 0.50% · 4.625%
HK$52,659
+HK$2,637/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$100,044/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,848
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$56,554
−HK$1,734/mo
Today · 4.125%
HK$58,288
baseline
▲ 0.50% · 4.625%
HK$61,834
+HK$3,546/mo
Deposit HK$1.34M · loan HK$12.03M · min. income ≈ HK$116,576/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,018
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$62,654
−HK$1,661/mo
Today · 4.125%
HK$64,315
baseline
▲ 0.50% · 4.625%
HK$67,705
+HK$3,390/mo
Deposit HK$1.34M · loan HK$12.03M · min. income ≈ HK$128,630/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,114 · Scale 2, in force from 26 Feb 2026)