LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,472
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,420
−HK$963/mo
Today · 4.125%
HK$32,383
baseline
▲ 0.50% · 4.625%
HK$34,354
+HK$1,971/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$64,766/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$501,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,900
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,810
−HK$922/mo
Today · 4.125%
HK$35,732
baseline
▲ 0.50% · 4.625%
HK$37,615
+HK$1,883/mo
Deposit HK$6.68M · loan HK$6.68M · min. income ≈ HK$71,464/mo (50% DSR)
Upfront cash ≈ HK$7.18M (deposit + AVD stamp duty HK$501,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,567
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,704
−HK$1,156/mo
Today · 4.125%
HK$38,860
baseline
▲ 0.50% · 4.625%
HK$41,225
+HK$2,365/mo
Deposit HK$5.35M · loan HK$8.02M · min. income ≈ HK$77,720/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,680
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,771
−HK$1,107/mo
Today · 4.125%
HK$42,878
baseline
▲ 0.50% · 4.625%
HK$45,138
+HK$2,260/mo
Deposit HK$5.35M · loan HK$8.02M · min. income ≈ HK$85,756/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$501,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,661
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$43,988
−HK$1,349/mo
Today · 4.125%
HK$45,337
baseline
▲ 0.50% · 4.625%
HK$48,095
+HK$2,758/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$90,674/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,460
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$48,733
−HK$1,292/mo
Today · 4.125%
HK$50,025
baseline
▲ 0.50% · 4.625%
HK$52,661
+HK$2,636/mo
Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$100,050/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,850
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$56,557
−HK$1,733/mo
Today · 4.125%
HK$58,290
baseline
▲ 0.50% · 4.625%
HK$61,837
+HK$3,547/mo
Deposit HK$1.34M · loan HK$12.03M · min. income ≈ HK$116,580/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,021
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$62,657
−HK$1,660/mo
Today · 4.125%
HK$64,317
baseline
▲ 0.50% · 4.625%
HK$67,708
+HK$3,391/mo
Deposit HK$1.34M · loan HK$12.03M · min. income ≈ HK$128,634/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$501,136 · Scale 2, in force from 26 Feb 2026)